Part 1 of 4-part series, prepared by Peter L. Johnston, Esq., Philadelphia Car Accident Attorney
The privilege of driving in the Commonwealth of Pennsylvania, or any other state for that matter, has become an integral part of all of our lives. Not surprisingly, the privilege of driving is intertwined with the law in both a civil and a criminal context. The purpose of this presentation is to give you a brief overview of the rights that the law grants you as a motorist in Pennsylvania, specifically as those rights and responsibilities apply to automobile insurance.
By law, owners of automobiles in Pennsylvania are required to obtain automobile insurance. Failure to purchase and maintain a policy of insurance could lead to very serious consequences, including but not limited to fines, surcharges, suspension of driving privileges and, in the City of Philadelphia, impoundment of the motor vehicle (and the costs associated with that impoundment).
In this series, we will discuss:
Part 2. What does automobile insurance provide for?
Part 3. Policy Types: Limited Tort or Full Tort
Part 4. Underinsured or Uninsured coverage
Tomorrow I will provide a summary on how automobile insurance protects you, regardless of who is at fault.